Homeowners Insurance is a package policy that provides financial
protection for your home and possessions against sudden and accidental
loss from perils such as fire, vandalism, theft, wind and certain
water losses. Homeowners Insurance is a contract between you and
your insurance company that explains what's covered, what isn't
and the amount of coverage you purchased. It's important to read
your policy so you know what to expect if you need to file a claim.