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Insurance For Teens
Cell Phones & Distracted Driving
Safety experts say that using a cell phone while driving is a
major distraction and is a factor in crashes. More young drivers
are using cell phones, according to a February 2005 study from
National Highway Traffic Safety Administration. The study reported
that eight percent of drivers, age 16 to 24, used a hand-held
phone during daylight hours in 2004, compared with five percent
in 2002 and three percent in 2000.
In December 2005, the NHTSA and the National Center for Statistics
and Analysis released the results of their National Occupant Protection
Use Survey (NOPUS), which found that in 2005 six percent of drivers
used handheld cell phones, up from five percent in 2004. The survey
also found the jump was significant among young drivers ages 16
to 24, up to 10 percent in 2005 from eight percent in 2004.
NOPUS is a probability-based observational survey. Data on driver
cell-phone use were collected at random stop signs or stoplights
only while vehicles were stopped and only during daylight hours.
To date, fifteen states (Colorado, Connecticut, Delaware, Illinois,
Maine, Maryland, Minnesota, Nebraska, New Jersey, North Carolina,
Rhode Island, Tennessee, Texas, Virginia and West Virginia) and
Washington, D.C. have enacted laws that prohibit young drivers from
using cell phones when driving.
In addition, California (effective July 1, 2008), Connecticut,
New Jersey, New York, Washington, D.C. and certain localities
in Illinois, Massachussetts, Michigan, New Mexico, Ohio and Pennsylvania
ban all drivers from using hand-held cell phones. In addition
to the states that ban driving while using a cell phone, one state
- Washington - has enacted a law that prohibits text messaging
while driving (DWT). The law goes into effect January 2008 and
applies to all drivers.
Poor Parental Examples
An Allstate Foundation-sponsored poll, based on nearly 1,000 parents
of 15-17 year-olds, found parents may not be setting a good example
for young drivers. The poll, published in March 2007, found more
than half the parents surveyed hadn't heard of, or were only vaguely
aware of, graduating licensing laws. The study found that although
most parents believe it is important to set a good example for
young people, 71 percent say they have talked on a cell phone
while driving with teens in their vehicle.
More than one-fourth admitted to running red lights or stop signs
or breaking another traffic law with teens in the car. (Allstate
says that in a poll of teenagers conducted in 2005, almost nine
in 10 said their parents exercised the strongest influence on
their driving behavior). Other findings included 90 percent of
parents allow their children to drive between the hours of 9 pm
and 6 am, when the odds of having a crash double, and 69 percent
of parents permit their teens to drive in bad weather.
Risky Distractions and Driving Behavior
A survey by the Children's Hospital of Philadelphia and State
Farm Insurance involving 5,700 ninth to 11th graders at 68 schools
in the United States highlights the risks high school-age drivers
face. Almost all respondents - 93 percent - said they saw teens
driving other teens and 94 percent said the passengers distracted
the driver in some way.
Common distractions were using cell phones, listening to loud
music and heightened emotions. Half of the respondents have seen
teen drivers exhibit road rage. Half also reported seeing teens
drive drunk. Three-quarters have witnessed teens driving while
fatigued. One in five said they were involved in a crash as a
passenger. The research report, Driving: Through the Eyes of
Teens, was published in January 2007.
Information provided by Insurance Information Institute (III).
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