SEATTLE - The Fourth of July is a day of celebration for millions
of Americans. Picnics, barbecues and, of course, colorful, noisy
and spectacular fireworks are all part of the festivities.
Independence Day, however, can be dangerous if safety is not
a priority. Fireworks caused 22,000 fires in 2008, which resulted
in 7,000 injuries and $42 million in property damage, according
to the National
Fire Protection Association.
"It's a great time to celebrate our country's freedom," said
Karl Newman, NW Insurance Council president. "It's also a time
to remember that with freedom comes responsibility - including
safe use of fireworks."
If fireworks are used near your home, your house is vulnerable
to fire and your family and guests are vulnerable to injury.
A standard Homeowners
Insurance policy covers fire damage to your home and property,
including plants, trees and shrubs, less your deductible. Your
Homeowners Insurance also covers injuries to guests up to the
limits of your Liability Coverage.
Carelessness or lack of knowledge can lead to a spoiled holiday.
NW Insurance Council offers the following safety tips to help
you enjoy your Independence Day:
- Always read and follow the instructions listed on the fireworks.
- Do not allow children to play with fireworks. Always have
a responsibleadult present.
- Buy fireworks and all pyrotechnics from reliable businesses.
- Always use fireworks outdoors. Never ignite inside your
home or garage.
- Always have water handy to douse hot fireworks (a garden
hose and a bucket).
- Never experiment or make your own fireworks.
- Light only one firework at a time.
- Store fireworks in a cool, dry place.
- Never throw or point fireworks at other people.
- Never shoot fireworks in metal or glass containers.
- Stay away from illegal explosives.
For more information on fireworks safety and Homeowners Insurance,
contact the NW Insurance
Council at (800) 664-4942.
The NW Insurance Council is a nonprofit, public-education
organization funded by member insurance companies serving Washington,
Oregon and Idaho.
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