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High school graduates face real-world issues; need
real-world solutions like Renters Insurance
SEATTLE - Attention High school graduates. Gearing up for life
after school can be a challenging experience. Registering for
college classes or getting a job and finding a place to live are
just a few of the real-world issues you will face.
When things go wrong, you need to be prepared. That's why it's
a good idea to consider purchasing Renters Insurance to safeguard
your personal belongings while living in an apartment or rental
home.
"It's important for young adults living on their own to think
about all of the 'what-ifs' associated with renting an apartment
or home," said Darrin Sanger, NW Insurance Council communications
director. "Many people aren't aware that a landlord's insurance
policy doesn't cover a tenant's personal property or liability."
For an extra $5 to $10 a month, Renters Insurance covers many
personal property replacement expenses in the event of theft,
fire and some water damage. Renters Insurance also provides for
liability protection if the tenant is found liable for damages
to others, up to the limits of the policy.
Renters Insurance covers:
- Personal belongings such as clothes, furniture, jewelry,
computers, artwork, bikes, televisions stereo equipment and
accessories.
- Personal property from your vehicle such as stereos that
are not permanently installed, textbooks and sports equipment.
- Additional living expenses if you are unable to live in
your home or apartment because of a fire or another covered
loss. Most policies will reimburse you the difference between
your additional living expenses and your normal living expenses.
- Responsibility to other people injured at your home or elsewhere
by you, a family member or your pet and legal defense costs
if you are taken to court.
If you have further questions regarding Renters Insurance, contact
your insurance agent or company. To order free brochures Renters
Insurance and NW Insurance Council's Your Guide to Insurance,
call (800) 664-4942, or visit www.nwinsurance.org.
NW Insurance Council is a nonprofit, public-education organization
funded by member insurance companies serving Washington, Oregon
and Idaho.
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