College students: facing real world means having peace of mind, safeguards in place

SEATTLE - Attention college students. Preparing for school can be a difficult, hair-raising experience.

Signing up for classes, getting a job and finding a place to live are just a few of the real-world experiences you'll endeavor. When things go wrong, you need to look out for yourself. That's why it's a good idea to look into purchasing Renters Insurance.

"It's important for young adults living on their own to think about all of the 'what-ifs' associated with renting an apartment or home," said Darrin M. Sanger, NW Insurance Council communications director. "A landlord's insurance policy doesn't normally cover a tenant's personal property."

For an extra $5 to $10 more a month attached to your auto policy, Renters Insurance can help alleviate stress and many out-of-pocket expenses in the event of a burglary, fire and some water damages. Here are some things you should know about Renters Insurance. It covers:

• Personal belongings such as clothes, furniture, jewelry, computers, artwork, bikes, televisions stereo equipment and accessories.
• Responsibility to other people injured at your home or elsewhere by you, a family member or your pet.
• Legal defense costs if you are taken to court.
• Personal property from your vehicle such as stereos, CDs and sports equipment.

If you have further questions regarding Renters Insurance, contact your insurance agent or company. To order free brochures Renters Insurance and NW Insurance Council's Renter's Guide, call (206) 624-3330 or (800) 664-4942.

NW Insurance Council is a nonprofit, consumer education organization funded by member insurance companies.

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