4.6 earthquake in Seattle

Posted on July 12, 2019 at 04:32 PM

4.6 earthquake shakes Seattle region

Six things to know about preparation, response and insurance

A magnitude 4.6 earthquake followed by a 3.5 aftershock struck north of Seattle early Friday morning, waking people up from sleep and felt everywhere from Vancouver, BC, to Olympia to Yakima. Washington and Oregon face the possibility of a major earthquake along the Cascadia Subduction Zone – which stretches from British Columbia to Northern California - and Northwest residents are urged to be prepared in case a major quake strikes closer to home. 

Here are six quick things NW Insurance Council wants Washington, Oregon and Idaho residents to know about earthquake safety planning, response and insurance:

  • Standard Homeowners insurance, Renters, Condominium or Business Owners policies do not include coverage for damage from an earthquake or other earth movement (such as landslides or sinkholes), or flooding from a tsunami, but separate coverage is usually available. Check with your insurance company, agent or a specialty carrier such as GeoVera to find out about your earthquake and earth movement coverage options.
  • Flood Insurance is available through the National Flood Insurance Program (NFIP) and may also be available from insurance companies in your area. Check with your agent or insurance company for more details on how you can protect your investment in your home or business against the devastating effects of an earthquake, landslide or tsunami.
  • Damage to vehicles caused by earthquake or tsunami is covered if owners add optional Comprehensive Coverage to their auto policies.
  • A complete home inventory of your possessions will help you and your insurance company get through the claims process more quickly.
  • It’s essential to have a home or business safety plan, and to store food (for humans and pets), water, medicines and other essentials to last at least 3 days.
  • When an earthquake strikes, remain indoors and use the internationally recognized protocol: “Drop to the ground, Cover by getting under a sturdy desk or table and Hold on until the shaking stops.”

For more information about earthquakes, insurance and preparation, visit NW Insurance Council’s website at www.nwinsurance.org/earthquake or contact NW Insurance Council at (800) 664-4942 or info@nwinsurance.org  

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