Extra DUI Patrols
Posted on August 16, 2019 at 06:50 PM
Getting a ticket for DUI is not only dangerous and expensive, it will impact your auto insurance rates
Did you know that nearly half of roadway fatalities in Washington state are due to drunk/drugged driving, according to the Washington Traffic Safety Commission?
Anyone who chooses to drive under the influence of drugs or alcohol during the next few weeks will not only be endangering lives but will also have a greater chance of being pulled over and getting a DUI. Nearly 150 extra patrols have been deployed in Washington state through September 2 to look for and ticket impaired motorists on the roadways.
The extra patrols are part of the Washington Traffic Safety Commission’s (WTSC) Target Zero Program and is an effort to reduce traffic fatalities and bring awareness to the dangers and cost of driving under the influence (DUI). And a DUI doesn’t mean just alcohol, according to WTSC, but also marijuana, illegal drugs, prescription drugs and even over the counter drugs like Nyquil, Ambien and allergy medications.
Getting a DUI could cost $10,000 or more in fines and court costs - but it doesn’t stop there. Depending on your insurance company, you could end up paying at least double for auto insurance or be dropped by your insurance company altogether.
To an insurer, having a DUI on your record indicates a highly risky driving history, which means you will likely pay more for auto insurance.
Your driving record is a primary factor when an insurer determines your auto insurance premium. Insurance companies typically run a motor vehicle report upon renewal of your auto policy. That’s when your insurer will discover your DUI. As a result, your rates will likely increase or your policy may not be renewed.
The way DUI’s are handled by each state and insurer varies and depends on circumstances and the insurance company. The best protection for drivers and passengers is to be diligent and make sure the driver is responsible and always sober.
Target Zero and NW Insurance Council encourages everyone to “make a plan before you party.” Arrange for a sober designated driver in advance, take a taxi or rideshare or use public transportation. If you’re at someone’s house, spend the night. Plenty of options exist for getting home safe and sound if you’re impaired by drugs or alcohol.
For more information about insurance, contact NW Insurance Council at (800) 664-4942.
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